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Expert advice on debt review, debt counselling and taking back control of your money in South Africa.
What is Form 17.2 in debt review? Discover what happens when your debt counsellor sends this form, what acceptance or rejection means, and how it affects your repayment plan and legal protection under debt review in South Africa
Beware of loan scams targeting people under debt review. Learn why offers for loans during debt review are not legitimate, how scammers exploit desperation with upfront fees, and why sticking with your debt counsellor is the safest path to becoming debt free
Learn what to do if you can't find or remember your debt counsellor in South Africa. This guide covers checking personal records, contacting the National Credit Regulator (NCR), reaching out to credit providers, lodging complaints, and considering reapplying or transferring to a new counsellor
Learn about the importance of paid-up letters and clearance certificates in debt review. Discover how to obtain these documents to prove settled debts and re-enter the credit market after incomplete debt review