Beware of loan scams targeting people under debt review. Learn why offers for loans during debt review are not legitimate, how scammers exploit desperation with upfront fees, and why sticking with your debt counsellor is the safest path to becoming debt free.
Learn what to do if you can't find or remember your debt counsellor in South Africa. This guide covers checking personal records, contacting the National Credit Regulator (NCR), reaching out to credit providers, lodging complaints, and considering reapplying or transferring to a new counsellor.
Learn about the importance of paid-up letters and clearance certificates in debt review. Discover how to obtain these documents to prove settled debts and re-enter the credit market after incomplete debt review.
Debunking myths about debt counselling in South Africa, this article explains how debt counsellors offer free, expert advice on budgeting, credit reports, and debt management. Learn how consulting a professional can help you take control of your finances without automatically entering debt review.