Money Maters matter

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Fake Debt Review Loans Exposed

September 22, 2025
Fake Debt Review Loans Exposed

Beware of loan scams targeting people under debt review. Learn why offers for loans during debt review are not legitimate, how scammers exploit desperation with upfront fees, and why sticking with your debt counsellor is the safest path to becoming debt free.

Lost Your Debt Counsellor? Here’s What to Do Next

September 16, 2025
Lost Your Debt Counsellor? Here’s What to Do Next

Learn what to do if you can't find or remember your debt counsellor in South Africa. This guide covers checking personal records, contacting the National Credit Regulator (NCR), reaching out to credit providers, lodging complaints, and considering reapplying or transferring to a new counsellor.

What Is a Paid Up Letter and Why Do You Need One

September 10, 2025
What Is a Paid Up Letter and Why Do You Need One

Learn about the importance of paid-up letters and clearance certificates in debt review. Discover how to obtain these documents to prove settled debts and re-enter the credit market after incomplete debt review.

What Happens If You Do Not Qualify for Debt Review?

September 3, 2025
Why Speaking to a Debt Counsellor Will Not Trap You in Debt Review

Debunking myths about debt counselling in South Africa, this article explains how debt counsellors offer free, expert advice on budgeting, credit reports, and debt management. Learn how consulting a professional can help you take control of your finances without automatically entering debt review.