Money matters matter
The Debt Solutions Blog
Expert advice on debt review, debt counselling and taking back control of your money in South Africa.
Not all shopping starts with a need. Discover how boredom, emotions, Buy Now Pay Later and the free-delivery trap quietly drain your budget — and how a simple 24-hour pause can help you take back control of your spending
Why people become debt counsellors, how real experience with banking, collections and personal debt shapes the work, and how a free financial review during National Debt Awareness Month can help you take control
Earning more but sinking deeper into debt? Learn how interest, minimum payments, payday loans and missed payments cause debt to grow, and why a clear plan with a debt counsellor can help you break free
Learn what happens during the middle phase of debt review, including managing unexpected expenses, inflation, budgeting challenges, and staying committed to long-term financial stability
While December is a time for rest and celebration, debt obligations continue. Learn how to enjoy the festive season responsibly and why speaking to a debt counsellor before the new year can help you start 2026 with a stronger financial plan