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The Debt Solutions Blog
Expert advice on debt review, debt counselling and taking back control of your money in South Africa.
Many adverts claim you can get car finance while under debt review. Learn why this is not allowed under South African law, how these offers can mislead or scam consumers, and what safe transport options you really have while in debt review
Protect yourself from AI-powered phone and SMS scams targeting people in debt review. Learn the warning signs, red flags, and how your debt counsellor can help you stay safe
Why so many South Africans feel debt is unavoidable, how rising living costs and a credit culture create pressure, and how living within your means and working with an NCR registered Debt Counsellor can help you regain control
How balloon payments affect debt review in South Africa—what they are, how they’re treated under the NCA, risks, protections, and smart alternatives
Struggling under unmanageable debt? Discover how Debt Review (under the National Credit Act) creates legally-backed repayment plans, smaller monthly payments, and protection from legal action — giving consumers breathing space and a realistic path to becoming debt-free